The sources of short term finance can be divided into two parts:-
(A) Bank Sources
1. Secured Loans
2. Bank Overdrafts
3. Unsecured Loans
4. Discounting Bill
(B) Non-Banking Sources
1. Trade Loans
2. Open account
3. Public Deposit
4. Outstanding Liabilities
5. Short-terms Loan
6. Promissory Notes & Hundies