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In case of critical illness health insurance covered per family per year under the scheme Ayushman Bharat Mahatma Gandhi Rajasthan Swathaya Bima Yojana is –
1. Rupees 3,50 Lakhs
2. Rupees 4.00 Lakhs
3. Rupees 4.50 Lakhs
4. Rupees 3 Lakhs

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Correct Answer - Option 3 : Rupees 4.50 Lakhs

The correct answer is Rupees 4.50 Lakhs.

Ayushman Bharat Mahatma Gandhi Rajasthan Swathaya Bima Yojana

  • This scheme launched on 30 January 2021.
  • The Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana was previously known as Bhamashah Swasthya Bima Yojana.
  • However, this scheme was launched again in January 2021 after combining with the AB-PMJAY.
  • Salient Features of Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana 2021 -
    1. ​​Coverage for Lower Income Groups -
      • It offers health insurance coverage to RSBY Rajasthan, families belonging to lower-income groups and those under National Food Security Act and Socio-Economic
        Caste Census 2011
        .
    2. High Sum Insured -
      • The scheme offers a high sum insured of Rs 5 lakh to all beneficiaries, out of which Rs 50,000 is for coverage of common ailments and Rs 4.5 lakh is for critical illnesses coverageHence option 3 is correct.
    3. It provides cashless hospitalization treatment to the beneficiary across all empanelled government and private hospitals in Rajasthan.
    4. The Ayushman Bharat Mahatma Gandhi Yojana Rajasthan is a family floater scheme where a single policy provides coverage to the entire family, including a newborn baby.
    5. The scheme offers a total of 1576 medical packages to the beneficiaries.
    6. It does not come with any age limit for the family members or any limit for the number of family members that can be covered.

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