Let E be the event that product of the two digits is 18, therefore required no. are 29, 36, 63, and 92.
Hence, p = P(E) = 4/100 and probability of non-occurrence of E is
q = 1 - P(E) = 1 - 4/100 = 96/100
Out of the four numbers selected, the probability that the event E occurs at least 3 times, is given as
P = 4C3p3q + 4C4p4
= 4(4/100)3(96/100) + (4/100)4
= 97/254