Question

Consider the following:

1. Hotels and restaurants

2. Motor transport undertakings

3. Newspaper establishments

4. Private medical institutions

The employees of which of the above can have the 'Social Security' coverage under the Employees' State Insurance Scheme?

1. 1, 2 and 3 only
2. 4 only
3. 1, 3 and 4 only
4. 1, 2, 3 and 4

Answer 1

Correct Answer - Option 4 : 1, 2, 3 and 4

The correct answer is 1, 2, 3 and 4.

Employees State Insurance Scheme-

• The Employees’ State Insurance Act, 1948 is social security legislation that provides for medical care and cash benefit in the contingencies of sickness, maternity, disablement, and death due to employment injury to workers

Coverage-

• The Act applies, in the first instance to non-seasonal factories employing 10 or more persons. The provisions of the Act are being extended area-wise by stages.
• The Act contains an enabling provision under which the "appropriate government" is empowered to extend the provisions of the Act to other classes of establishments - industrial, commercial, agricultural or otherwise.
• Under these provisions most of the State Govts. have extended the provisions of the Act to new classes of establishments namely: shops, hotels, restaurants, cinemas including preview theatres, road-motor transport undertakings, and newspaper establishments employing 20 or more coverable employees. Hence 1, 2, 3 and 4 all are correct.

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• The Scheme has also been extended to Educational Institutions employing 20 or more persons in Rajasthan, Bihar, Pondicherry, Jammu & Kashmir, Uttarakhand, Chattisgarh, West Bengal, Jharkhand, Kerala, Uttar Pradesh, Andhra Pradesh, Assam, Punjab, Tamilnadu and to Private Medical Institutions in the State of West Bengal, Rajasthan, Bihar, Kerala, Himachal Pradesh, Uttarakhand, Andhra Pradesh, Punjab, Assam, UT Chandigarh, Jharkhand and Orissa.
• As of now, employees of factories/establishments mentioned above in the implemented areas and drawing wages (excluding overtime) not exceeding Rs.15, 000/- per month are covered under the Act.