Consider the given statement and decide which of the given assumptions is implicit in the given statement.
Statement:
An advertisement in the newspaper - Managing Director of Bank XYZ said, "We do not send messages to customers nor make calls to make any corrections, updates to bank account details"
Assumption:
(I) People are getting fake calls for stealing bank account details
(II) Bank officials call customers to change ATM PIN
1. Neither I nor II is implicit
2. Only I is implicit
3. Only II is implicit
4. Either I or II is implicit