13. Consider the following sentences.
Assertion (A): A bond in which a sum of money is secured to the insured in case of an event of death. of animals like bulls, buffaloes, cows and heifers.
Reason (R): The cause of death may be an accident, disease or pregnant condition, etc.
a) \( (A) \) and \( (R) \) are both correct \( (R) \) is the correct explanation of \( (A) \).
b) Both \( (A) \) and \( (R) \) are correct, and (R) is not the correct explanation for (A).
c) \( (A) \) is right but (R) is wrong
d) \( (A) \) is wrong, but (R) is right.