Prepare a Bank Reconciliation statement from the following statement
Bank overdraft as per cash book on 31-1-2009 Rs.16,000
Cheque deposited into Bank, but no entry was passed in cash book Rs.600
Cheque received, but not sent to bank Rs.2,000
Credit side of bank column cast short Rs.200
Insurance premium paid directly by bank under standing advice Rs.1,000
Bank charges entered in cash book twice Rs. 20
Cheques returned bank, but no entry passed Rs.800
Cheques issued returned bank on account of technical grounds Rs.600
Bills directly collected by bank Rs.4,000
Bank charges debited by bank Rs.24
Cheques received entered twice Rs.1,000
Bills discounted dishonoured Rs.8,000