**From the question,**

**Shanta borrowed ₹ 6000 from the State Bank of India (Principal)**

Time = 3 years 8 months

We know that, 1 year = 12 months

∴ 3 years 8 months = (44/12) = (11/3)

SI = 12 % .p.a.

**First we have to find Simple Interest,**

**SI = (P × R × T)/100**

= (6000 × 12 × (11/3))/ 100

= 6000 × 12 × (11/3) × (1/100)

= (6000 × 12 × 11 × 1)/ (3 × 100)

= (60 × 4 × 11 × 1)/ (1 × 1)

= (60 × 4 × 11 × 1)

= ₹ 2640

**Amount = (principal + SI)**

= (6000 + 2640)

= ₹ 8640

**∴The amount will clear off her debt is ₹ 8640**