Swarna Jayanti Gram Swarozgar Yojana (SGSY) is an initiative launched by the Government of India to provide sustainable income to the poorest of the poor people living in rural and urban areas of the country. The scheme was launched on April 1, 1999. The Swarna Jayanti Gram Swarozgar Yojana aims at providing selfemployment to villagers through the establishment of self-help groups. Activity clusters are established based on the aptitude and skill of the people which are nurtured to their maximum potential. Funds are provided by NGOs, banks and financial institutions.
The main aim of these SHGs was to bring these poor families above the poverty line and to concentrate on income generation through combined effort. The cost division of Swam Jayanti Employment Programme between the center and the states is 75:25. This scheme will be implemented in accordance with the Panchayat Samities by the rural development agencies. The evaluation of its progress will be done by the designated banks.
