NEFT: NEFT- National Electronic Funds Transfer service can be used for sending funds inter-bank and intra-bank. The limit of remitting funds is from Rs 1 to limitless.
RTGS : RTGS – Real Time Gross Settlement service can also be utilized for sending funds inter-bank and intra-bank, but the minimum amount is Rs 2 lakh and no upper limit.
NEFT: Timings : 09:00 hours to 19:00 hours (Monday to Friday) 09:00 hours to 13:00 hours (Saturday)
RTGS: Timings : 09:00 hours to 16:30 hours (Monday to Friday) 09:00 hours to 13:30 hours (Saturday)