NEFT:
1. National electronic Fund Transfer
2. Transactions happens in batches hence slow
3. Timings: 8:00 am to 6:30 pm (12:30 pm on Saturday)
4. No minimum limit
RTGS:
1. Real Time Gross Settlement
2. Transactions happens in real time hence fast
3. Timings : 9:00 am to 4:30 pm (1:30 pm on Saturday)
4. Minimum amount for RTGS transfer is Rs 2 lakhs
