Sletherby initially agreed to lend three pounds. But he wanted to ensure that he was not taken for a ride. He asked him if his mother had a close resemblance with him. Bertie claimed that his mom had dark brown hair like himself. Mr. Sletherby was already biased against lending the money as he believed that Grey hound was the crest found on Mrs. Saltpen-Jago’s note book paper. So, he refused to lend the promised loan to Bertie.