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Talk to some people to find out the credit arrangements that exist in your area. Record your conversation. Are there any differences in the terms of credit?

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Credit arrangements in our area:

1. Banks 

2. Gold loans by Gold shop 

3. Moneylenders 

4. Finance organizations, etc. 

All the terms of credit are one and the same in all the sources except banks. In Banks, getting a loan is tough. But the interest rate, repayment mode, etc. are flexible.

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