The probability that the first man does not draw his card the second time around is 51/52.
Then (if the first man did not draw the second man's first card), the probability that the second man does not draw his card is 50/51.
The probability that the two men did not draw their cards is then 51/52 X 50/51 = 2550/2652
But...It is also possible that the first man drew the second man's first card on his second draw. The probability for this scenario is 1/52 and then the probability that the second man does not draw his first card the second time around is 51/51 (because it is not there!)
The total probability then is 2550/2652 + 1/52 X 51/51 = 2550/2652 + 51/2652 = 2601/2652
which is approximately: .98