Question

Consider the following statements:

1. Aadhaar metadata cannot be stored for more than three months.

2. State cannot enter into any contract with private corporations for sharing of Aadhar data.

3. Aadhaar is mandatory for obtaining insurance products.

4. Aadhar is mandatory for getting benefits funded out of the Consolidate fund of India.

Which of the statements give above is/are correct?

(a) 1 and 4 only

(b) 2 and 4 only

(c) 3 only

(d) 1, 2 and 3 only

Answer 1

Correct option is (b) 2 and 4 only

• As per the Aadhar Act, 2016, read together with the Supreme Court Judgment of 2018, the Aadhar Metadata can be stored for a maximum period of 6 months. Hence, statement 1 is incorrect.
• In the 2018 judgment, Supreme Court held that Aadhar is not mandatory to purchase the insurance products however, it can be voluntarily used for KYC of the insurance products. Even IRDAI has made the similar rules. Hence, statement 3 is also incorrect. 
• Also, the Supreme Court ruled that any welfare scheme, driving funds out of the Consolidated Fund of India, would require Aadhar to deliver the benefits to the intended beneficiaries. Hence, statement 4 is correct.