Spending Pattern of Rural Families The pie chart above throws light on the spending pattern of rural families. The chart indicates that a typical rural family spends the least, that is, 10% each of its income on savings and education. Entertainment and health consume 15 % each. Next stands repayment of loan at 20%. the highest percentage, that is 30%, is spent on food and clothing. It is clear from the chart that the people concerned need to be educated about profitable saving plans and for this their educational level should also improve. Thus, it is surmised that a campaign to improve the educational levels of the people of the rural areas might bring about progress.