(3) 36 m
Suppose the bullet loses u/n of its initial velocity, after penetrating through distance s. So, final velocity, after travelling distance s in target, is

If a is the deceleration, then :

If the bullet goes a further distance x, before coming to rest, then

Given, s = 3m, therefore

Therefore, total penetration is
s + x = 20 + 16 = 36